Flood Help Guide

Alaska flood insurance and flood history

From FEMA's flood insurance and disaster data · Updated 2026-10-08

808NFIP flood claims since 1978
$16.5 millionPaid on those claims
$55,381Average paid claimlast 10 years
1.1%Homes with NFIP flood insurance
30Flood disaster declarationssince 2000

FEMA's National Flood Insurance Program (NFIP) data lists 808 flood insurance claims in Alaska since 1978. The NFIP paid $16.5 million on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).

The year with the most claims was 2012, with 66.

In the last ten years (2017–2026) there were 159 claims, and the average paid claim was $55,381.

35% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).

About 1.1% of homes in Alaska had an NFIP flood policy in FEMA's latest count (2,707 of 242,920 residential buildings). In the high-risk flood zones (Special Flood Hazard Areas), it was 49% (1,399 of 2,841).

Since 2000, FEMA has made 30 flood-related disaster declarations covering parts of Alaska. The most recent was DR-4912-AK (Severe Storms, Flooding, and Remnants of Typhoon Halong), declared May 29, 2026.

Flood insurance claims in Alaska by year

NFIP flood claims per year in Alaska, 1978 to 202602550751001978: 5 claims, $11,716 paid1979: 6 claims, $20,118 paid1980: 26 claims, $47,242 paid19801981: 5 claims, $21,703 paid1982: 8 claims, $3,465 paid1983: 8 claims, $13,649 paid1984: 10 claims, $31,668 paid1985: 21 claims, $92,663 paid1986: 15 claims, $130,153 paid1987: 3 claims, $18,617 paid1988: 2 claims, $3,698 paid1989: 11 claims, $13,925 paid1990: 6 claims, $73,881 paid19901991: 41 claims, $433,231 paid1992: 29 claims, $520,355 paid1993: 4 claims, $34,709 paid1994: 9 claims, $376,732 paid1995: 34 claims, $292,905 paid1996: 9 claims, $33,379 paid1997: 7 claims, $5,153 paid1998: 6 claims, $6,545 paid1999: 7 claims, $25,043 paid2000: 2 claims, $9,395 paid20002001: 6 claims, $7,041 paid2002: 26 claims, $308,497 paid2003: 27 claims, $166,266 paid2004: 19 claims, $524,159 paid2005: 16 claims, $215,431 paid2006: 42 claims, $413,271 paid2007: 6 claims, $16,757 paid2008: 58 claims, $720,621 paid2009: 17 claims, $336,013 paid2010: 2 claims, $13,411 paid20102011: 7 claims, $127,976 paid2012: 66 claims, $879,477 paid2013: 46 claims, $3.1 million paid2014: 22 claims, $578,219 paid2015: 7 claims, $99,036 paid2016: 8 claims, $45,911 paid2017: 6 claims, $59,993 paid2018: 1 claims, $0 paid2019: 6 claims, $194,764 paid2020: 19 claims, $439,485 paid20202021: 5 claims, $18,806 paid2022: 19 claims, $1.0 million paid2023: 19 claims, $1.2 million paid2024: 54 claims, $3.0 million paid2025: 25 claims, $780,688 paid2026: 5 claims, $39,690 paid
NFIP claims per year by year of loss. Hover or tap a bar for the count and amount paid. 2026 is partial.
Show as a table
YearClaimsPaid
20265$39,690
202525$780,688
202454$3.0 million
202319$1.2 million
202219$1.0 million
20215$18,806
202019$439,485
20196$194,764
20181$0
20176$59,993
20168$45,911
20157$99,036
201422$578,219
201346$3.1 million
201266$879,477
20117$127,976
20102$13,411
200917$336,013
200858$720,621
20076$16,757
200642$413,271
200516$215,431
200419$524,159
200327$166,266
200226$308,497
20016$7,041
20002$9,395
19997$25,043
19986$6,545
19977$5,153
19969$33,379
199534$292,905
19949$376,732
19934$34,709
199229$520,355
199141$433,231
19906$73,881
198911$13,925
19882$3,698
19873$18,617
198615$130,153
198521$92,663
198410$31,668
19838$13,649
19828$3,465
19815$21,703
198026$47,242
19796$20,118
19785$11,716

Flood history by county

Every Alaska county in FEMA's data, sorted by number of NFIP claims since 1978. "Insured" is the share of homes with an NFIP policy.

CountyClaimsPaidInsuredFlood declarations
Fairbanks North Star Borough244$2.6 million1.9%3
Juneau Borough102$4.9 million10.4%2
Matanuska-Susitna Borough87$2.2 million0.4%5
Kenai Peninsula Borough83$689,2910.8%5
Anchorage Borough81$268,9790.4%0
Yukon-Koyukuk Census Area72$3.3 million2.4%7
Bethel Census Area45$305,5272.4%13
Nome Census Area25$1.5 million0.9%8
Ketchikan Gateway Borough11$129,4521.4%0
Northwest Arctic Borough11$97,3921.5%4
Valdez-Cordova Census Area8$68,030n/a3
Sitka Borough6$20,1302.1%0
Wade Hampton Census Area2$13,411n/a5
North Slope Borough1$55,7820.1%2
Wrangell-Petersburg Census Area1$0n/a1
Aleutians East Borough0$00.0%0
Aleutians West Census Area0$00.0%3
Bristol Bay Borough0$00.0%0
Chugach0$01.2%0
Copper River0$00.0%0
Denali Borough0$00.0%3
Dillingham Census Area0$00.0%2
Haines Borough0$00.7%1
Hoonah-Angoon0$00.0%0
Kodiak Island Borough0$00.0%2
Kusilvak0$00.6%1
Lake and Peninsula Borough0$00.0%0
Petersburg Borough0$02.0%1
Prince of Wales-Hyder Census Area0$00.0%1
Skagway Municipality0$00.7%1
Southeast Fairbanks Census Area0$00.0%6
Wrangell City and Borough0$00.0%1
Yakutat Borough0$00.0%0
Prince of Wales-Outer Ketchikan Census Area0$0n/a1

Flood-related FEMA disaster declarations in Alaska

Declarations since 2000 that FEMA lists as involving flooding. "Help for individuals" means FEMA's Individual Assistance was approved for at least part of the area.

DeclarationDeclaredEventHelp for individuals
DR-4912-AK May 29, 2026 Severe Storms, Flooding, and Remnants of Typhoon Halong No
DR-4893-AK Oct 22, 2025 Severe Storms, Flooding, and Remnants of Typhoon Halong Yes
DR-4859-AK Jan 15, 2025 Severe Storm and Flooding No
DR-4857-AK Jan 10, 2025 Severe Storm and Flooding No
DR-4853-AK Jan 1, 2025 Severe Storm and Flooding No
DR-4836-AK Oct 16, 2024 Flooding Yes
DR-4767-AK Apr 6, 2024 Severe Storm, Flooding, and Landslides No
DR-4763-AK Mar 15, 2024 Severe Storm, Landslides, and Mudslides Yes
DR-4730-AK Aug 23, 2023 Flooding Yes
DR-4672-AK Sep 23, 2022 Severe Storm, Flooding, and Landslides Yes
DR-4667-AK Aug 26, 2022 Flooding No
DR-4638-AK Jan 15, 2022 Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides No
DR-4585-AK Feb 17, 2021 Severe Storm, Flooding, Landslides, and Mudslides No
DR-4391-AK Sep 5, 2018 Flooding No
DR-4162-AK Jan 23, 2014 Severe Storms, Straight-Line Winds, and Flooding No
DR-4161-AK Jan 16, 2014 Flooding No
DR-4122-AK Jun 25, 2013 Flooding Yes
DR-4094-AK Nov 27, 2012 Severe Storm, Straight-Line Winds, Flooding, and Landslides No
DR-4050-AK Dec 22, 2011 Severe Winter Storms and Flooding No
DR-1992-AK Jun 10, 2011 Ice Jam and Flooding No
DR-1865-AK Dec 18, 2009 Severe Storms, Flooding, Mudslides, and Rockslides No
DR-1843-AK Jun 11, 2009 Flooding and Ice Jams Yes
DR-1796-AK Sep 26, 2008 Severe Storms, Flooding, Landslides, and Mudslides No
DR-1669-AK Dec 8, 2006 Severe Storms, Flooding, Landslides, and Mudslides No
DR-1663-AK Oct 16, 2006 Severe Storms, Flooding, Landslides, and Mudslides No

Showing the 25 most recent of 30.

What to do with this

A county's history doesn't tell you your own building's risk. To see your property's flood zone, use FEMA's flood map lookup. To weigh coverage, start with do I need flood insurance? and what flood insurance costs.

Where these numbers come from

All figures on this page are calculated from FEMA's public OpenFEMA datasets:

FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.