Flood Help Guide

Jefferson County flood history

Arkansas · From FEMA's flood insurance and disaster data · Updated 2026-10-08

596NFIP flood claims since 1978
$14.4 millionPaid on those claims
$65,326Average paid claimlast 10 years
0.9%Homes with NFIP flood insurance
9Flood disaster declarationssince 2000

FEMA's National Flood Insurance Program (NFIP) data lists 596 flood insurance claims in Jefferson County, Arkansas since 1978. The NFIP paid $14.4 million on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).

The year with the most claims was 2019, with 84.

In the last ten years (2017–2026) there were 113 claims, and the average paid claim was $65,326.

12% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).

About 0.9% of homes in Jefferson County, Arkansas had an NFIP flood policy in FEMA's latest count (273 of 28,908 residential buildings). In the high-risk flood zones (Special Flood Hazard Areas), it was 12% (236 of 2,024).

Since 2000, FEMA has made 9 flood-related disaster declarations covering Jefferson County, Arkansas. The most recent was EM-3627-AR (Severe Storms, Tornadoes, and Flooding), declared April 5, 2025.

NFIP claims by year

NFIP flood claims per year in Jefferson County, Arkansas02550751001978: 2 claims, $3,342 paid1979: 8 claims, $28,702 paid19801981: 8 claims, $51,031 paid1982: 34 claims, $143,698 paid1983: 24 claims, $190,714 paid1984: 46 claims, $579,771 paid1985: 1 claims, $3,751 paid1986: 4 claims, $14,267 paid1987: 10 claims, $32,162 paid1988: 1 claims, $0 paid1989: 19 claims, $89,341 paid1990: 41 claims, $905,335 paid19901991: 19 claims, $132,668 paid1993: 3 claims, $12,541 paid1994: 1 claims, $5,935 paid1995: 9 claims, $36,373 paid1996: 1 claims, $0 paid1997: 19 claims, $207,785 paid1998: 2 claims, $500 paid1999: 2 claims, $106 paid2000: 4 claims, $37,037 paid20002001: 4 claims, $7,783 paid2002: 7 claims, $95,207 paid2003: 3 claims, $19,729 paid2004: 5 claims, $21,491 paid2007: 2 claims, $2,714 paid2008: 29 claims, $619,540 paid2009: 20 claims, $242,169 paid2010: 2 claims, $34,700 paid20102011: 12 claims, $86,613 paid2012: 19 claims, $220,052 paid2013: 13 claims, $260,635 paid2014: 1 claims, $0 paid2015: 80 claims, $3.0 million paid2016: 28 claims, $709,450 paid2017: 7 claims, $69,503 paid2018: 8 claims, $54,971 paid2019: 84 claims, $6.3 million paid2020: 2 claims, $0 paid20202021: 2 claims, $15,006 paid2022: 3 claims, $53,684 paid2023: 3 claims, $6,548 paid2025: 4 claims, $116,556 paid
Claims per year of loss. Hover or tap a bar for details.
Show as a table
YearClaimsPaid
20254$116,556
20233$6,548
20223$53,684
20212$15,006
20202$0
201984$6.3 million
20188$54,971
20177$69,503
201628$709,450
201580$3.0 million
20141$0
201313$260,635
201219$220,052
201112$86,613
20102$34,700
200920$242,169
200829$619,540
20072$2,714
20045$21,491
20033$19,729
20027$95,207
20014$7,783
20004$37,037
19992$106
19982$500
199719$207,785
19961$0
19959$36,373
19941$5,935
19933$12,541
199119$132,668
199041$905,335
198919$89,341
19881$0
198710$32,162
19864$14,267
19851$3,751
198446$579,771
198324$190,714
198234$143,698
19818$51,031
19798$28,702
19782$3,342

Named flood events

EventYearClaimsPaid
Spring storm201554$2.4 million
Early winter storms201626$709,450
Early winter storms201523$597,930
Flooding199021$389,356
Flooding198220$118,939
Mid-spring storms201112$86,613
Central U.S. April Flooding20253$58,020
March storm20085$33,261

How many homes have flood insurance

FEMA counts 273 residential NFIP policies in Jefferson County, against 28,908 residential buildings (0.9%). Of the 2,024 residential buildings in high-risk flood zones (Special Flood Hazard Areas), 236 have an NFIP policy (12%). Private flood policies aren't in these counts.

Whether you're required to carry flood insurance depends on your flood zone and your mortgage. See do I need flood insurance?

Flood-related disaster declarations

DeclarationDeclaredEventHelp for individuals
EM-3627-AR Apr 5, 2025 Severe Storms, Tornadoes, and Flooding No
DR-4441-AR Jun 8, 2019 Severe Storms and Flooding Yes
EM-3414-AR May 30, 2019 Severe Storms and Flooding No
DR-4254-AR Feb 5, 2016 Severe Storms, Tornadoes, Straight-Line Winds, and Flooding Yes
DR-4226-AR Jun 26, 2015 Severe Storms, Tornadoes, Straight-Line Winds, and Flooding Yes
DR-1975-AR May 2, 2011 Severe Storms, Tornadoes, and Associated Flooding Yes
DR-1872-AR Feb 4, 2010 Severe Storms and Flooding No
DR-1845-AR Jun 16, 2009 Severe Storms, Tornadoes, and Flooding No
DR-1751-AR Mar 26, 2008 Severe Storms, Tornadoes, and Flooding Yes

Check your own address

County numbers can't tell you about a single building. Look up your property on FEMA's flood map, then read what your flood zone means. More counties: all of Arkansas.

Where these numbers come from

All figures on this page are calculated from FEMA's public OpenFEMA datasets:

FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.