Flood Help Guide

Lafourche Parish flood history

Louisiana · From FEMA's flood insurance and disaster data · Updated 2026-10-08

6,203NFIP flood claims since 1978
$104.0 millionPaid on those claims
$58,201Average paid claimlast 10 years
23.0%Homes with NFIP flood insurance
$1,160Typical yearly NFIP costsingle-family home
6Flood disaster declarationssince 2000

FEMA's National Flood Insurance Program (NFIP) data lists 6,203 flood insurance claims in Lafourche Parish, Louisiana since 1978. The NFIP paid $104.0 million on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).

The year with the most claims was 1985, with 1,164, mostly from Hurricane Juan.

In the last ten years (2017–2026) there were 1,029 claims, and the average paid claim was $58,201.

21% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).

About 23.0% of homes in Lafourche Parish, Louisiana had an NFIP flood policy in FEMA's latest count (7,963 of 34,592 residential buildings).

Since 2000, FEMA has made 6 flood-related disaster declarations covering Lafourche Parish, Louisiana. The most recent was DR-4606-LA (Severe Storms, Tornadoes, and Flooding), declared June 2, 2021.

NFIP claims by year

NFIP flood claims per year in Lafourche Parish, Louisiana05001k1.5k2k1978: 5 claims, $15,345 paid1979: 62 claims, $126,114 paid1980: 143 claims, $398,641 paid19801981: 12 claims, $14,039 paid1982: 15 claims, $24,014 paid1983: 34 claims, $78,505 paid1984: 18 claims, $26,547 paid1985: 1,164 claims, $13.6 million paid1986: 1 claims, $0 paid1987: 5 claims, $1,095 paid1988: 8 claims, $7,536 paid1989: 3 claims, $55,886 paid1990: 64 claims, $237,640 paid19901991: 132 claims, $991,923 paid1992: 201 claims, $1.4 million paid1993: 18 claims, $54,587 paid1994: 8 claims, $39,698 paid1995: 64 claims, $463,796 paid1996: 8 claims, $118,764 paid1997: 16 claims, $72,735 paid1998: 71 claims, $400,144 paid1999: 122 claims, $1.6 million paid2000: 8 claims, $30,716 paid20002001: 526 claims, $10.4 million paid2002: 288 claims, $3.0 million paid2003: 61 claims, $344,953 paid2004: 62 claims, $589,552 paid2005: 712 claims, $11.2 million paid2006: 17 claims, $113,657 paid2007: 28 claims, $526,924 paid2008: 860 claims, $12.2 million paid2009: 202 claims, $3.1 million paid2010: 11 claims, $11,214 paid20102011: 20 claims, $131,435 paid2012: 151 claims, $2.0 million paid2013: 14 claims, $35,156 paid2014: 4 claims, $0 paid2015: 19 claims, $228,958 paid2016: 17 claims, $62,074 paid2017: 49 claims, $392,219 paid2018: 3 claims, $41,851 paid2019: 24 claims, $548,126 paid2020: 93 claims, $2.1 million paid20202021: 628 claims, $26.8 million paid2022: 4 claims, $0 paid2023: 2 claims, $46,605 paid2024: 140 claims, $6.2 million paid2025: 5 claims, $51,627 paid2026: 81 claims, $4.0 million paid
Claims per year of loss. Hover or tap a bar for details.
Show as a table
YearClaimsPaid
202681$4.0 million
20255$51,627
2024140$6.2 million
20232$46,605
20224$0
2021628$26.8 million
202093$2.1 million
201924$548,126
20183$41,851
201749$392,219
201617$62,074
201519$228,958
20144$0
201314$35,156
2012151$2.0 million
201120$131,435
201011$11,214
2009202$3.1 million
2008860$12.2 million
200728$526,924
200617$113,657
2005712$11.2 million
200462$589,552
200361$344,953
2002288$3.0 million
2001526$10.4 million
20008$30,716
1999122$1.6 million
199871$400,144
199716$72,735
19968$118,764
199564$463,796
19948$39,698
199318$54,587
1992201$1.4 million
1991132$991,923
199064$237,640
19893$55,886
19888$7,536
19875$1,095
19861$0
19851,164$13.6 million
198418$26,547
198334$78,505
198215$24,014
198112$14,039
1980143$398,641
197962$126,114
19785$15,345

Named flood events

EventYearClaimsPaid
Hurricane Ida2021583$25.9 million
Hurricane Juan19851,140$13.4 million
Tropical Storm Allison2001515$10.4 million
Hurricane Gustav2008648$8.0 million
Hurricane Katrina2005506$6.3 million
Hurricane Francine2024119$5.5 million
Hurricane Rita2005169$4.6 million
2026-06-Arthur-TS202680$4.0 million

How many homes have flood insurance

FEMA counts 7,963 residential NFIP policies in Lafourche Parish, against 34,592 residential buildings (23.0%). Private flood policies aren't in these counts.

Whether you're required to carry flood insurance depends on your flood zone and your mortgage. See do I need flood insurance?

What flood insurance costs in Lafourche Parish

On June 30, 2026, 8,624 NFIP flood insurance policies were in force in Lafourche Parish, Louisiana. For the 7,248 single-family homes among them, the typical (median) yearly cost was about $1,160; the average was $1,490.

Rated flood zonePoliciesTypical yearly cost, single-family homeAverage costAverage building coverage
High-risk zones (A and V)5,584$1,260$1,700$178,000
Moderate- and low-risk zones (B, C and X)3,039$1,090$1,140$218,000

Cost here is what FEMA's data lists as the policy cost: the premium plus the reserve fund assessment, federal policy fee and HFIAA surcharge. It covers single-family homes only (not condos, apartments or businesses), with costs rounded to the nearest $10 and shown only where at least 20 homes back the figure. Your own price depends on your building and the coverage you choose; see how flood insurance is priced. Private flood insurance isn't included.

Flood-related disaster declarations

DeclarationDeclaredEventHelp for individuals
DR-4606-LA Jun 2, 2021 Severe Storms, Tornadoes, and Flooding Yes
DR-4263-LA Mar 13, 2016 Severe Storms and Flooding Yes
DR-4015-LA Aug 18, 2011 Flooding No
EM-3322-LA May 6, 2011 Flooding No
DR-1792-LA Sep 13, 2008 Hurricane Ike Yes
DR-1786-LA Sep 2, 2008 Hurricane Gustav Yes

Check your own address

County numbers can't tell you about a single building. Look up your property on FEMA's flood map, then read what your flood zone means. More counties: all of Louisiana.

Where these numbers come from

All figures on this page are calculated from FEMA's public OpenFEMA datasets:

FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.