Flood Help Guide

St. Mary Parish flood history

Louisiana · From FEMA's flood insurance and disaster data · Updated 2026-10-08

2,532NFIP flood claims since 1978
$37.3 millionPaid on those claims
$42,208Average paid claimlast 10 years
12.4%Homes with NFIP flood insurance
$1,290Typical yearly NFIP costsingle-family home
7Flood disaster declarationssince 2000

FEMA's National Flood Insurance Program (NFIP) data lists 2,532 flood insurance claims in St. Mary Parish, Louisiana since 1978. The NFIP paid $37.3 million on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).

The year with the most claims was 2008, with 331, mostly from Hurricane Ike.

In the last ten years (2017–2026) there were 315 claims, and the average paid claim was $42,208.

31% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).

About 12.4% of homes in St. Mary Parish, Louisiana had an NFIP flood policy in FEMA's latest count (2,543 of 20,439 residential buildings). In the high-risk flood zones (Special Flood Hazard Areas), it was 26% (1,513 of 5,751).

Since 2000, FEMA has made 7 flood-related disaster declarations covering St. Mary Parish, Louisiana. The most recent was DR-4462-LA (Flooding), declared September 19, 2019.

NFIP claims by year

NFIP flood claims per year in St. Mary Parish, Louisiana01252503755001978: 22 claims, $24,443 paid1979: 107 claims, $311,705 paid1980: 148 claims, $332,553 paid19801981: 5 claims, $4,045 paid1982: 17 claims, $33,738 paid1983: 61 claims, $210,959 paid1984: 92 claims, $540,236 paid1985: 61 claims, $474,383 paid1986: 2 claims, $0 paid1987: 12 claims, $12,122 paid1988: 75 claims, $159,825 paid1989: 37 claims, $30,081 paid1990: 1 claims, $1,916 paid19901991: 70 claims, $292,810 paid1992: 157 claims, $767,022 paid1993: 8 claims, $22,575 paid1994: 7 claims, $19,392 paid1995: 49 claims, $345,498 paid1996: 21 claims, $70,009 paid1997: 75 claims, $388,033 paid1998: 31 claims, $281,241 paid1999: 5 claims, $18,406 paid2000: 5 claims, $13,572 paid20002001: 99 claims, $724,103 paid2002: 230 claims, $2.8 million paid2003: 14 claims, $59,838 paid2004: 7 claims, $15,552 paid2005: 303 claims, $10.4 million paid2006: 4 claims, $12,844 paid2007: 5 claims, $51,221 paid2008: 331 claims, $7.1 million paid2009: 43 claims, $597,920 paid2010: 7 claims, $12,584 paid20102011: 46 claims, $699,938 paid2012: 10 claims, $19,543 paid2013: 31 claims, $301,272 paid2014: 1 claims, $0 paid2015: 9 claims, $34,212 paid2016: 9 claims, $86,233 paid2017: 29 claims, $315,269 paid2018: 3 claims, $5,904 paid2019: 96 claims, $3.1 million paid2020: 51 claims, $1.3 million paid20202021: 17 claims, $112,302 paid2023: 1 claims, $9,747 paid2024: 117 claims, $5.2 million paid2025: 1 claims, $0 paid
Claims per year of loss. Hover or tap a bar for details.
Show as a table
YearClaimsPaid
20251$0
2024117$5.2 million
20231$9,747
202117$112,302
202051$1.3 million
201996$3.1 million
20183$5,904
201729$315,269
20169$86,233
20159$34,212
20141$0
201331$301,272
201210$19,543
201146$699,938
20107$12,584
200943$597,920
2008331$7.1 million
20075$51,221
20064$12,844
2005303$10.4 million
20047$15,552
200314$59,838
2002230$2.8 million
200199$724,103
20005$13,572
19995$18,406
199831$281,241
199775$388,033
199621$70,009
199549$345,498
19947$19,392
19938$22,575
1992157$767,022
199170$292,810
19901$1,916
198937$30,081
198875$159,825
198712$12,122
19862$0
198561$474,383
198492$540,236
198361$210,959
198217$33,738
19815$4,045
1980148$332,553
1979107$311,705
197822$24,443

Named flood events

EventYearClaimsPaid
Hurricane Rita2005251$9.0 million
Hurricane Ike2008250$6.1 million
Hurricane Francine2024112$5.2 million
Hurricane Lili2002177$2.6 million
Tropical Storm Barry201951$1.8 million
Hurricane Gustav200869$923,505
Hurricane Laura202027$779,473
Hurricane Andrew1992114$655,498

How many homes have flood insurance

FEMA counts 2,543 residential NFIP policies in St. Mary Parish, against 20,439 residential buildings (12.4%). Of the 5,751 residential buildings in high-risk flood zones (Special Flood Hazard Areas), 1,513 have an NFIP policy (26%). Private flood policies aren't in these counts.

Whether you're required to carry flood insurance depends on your flood zone and your mortgage. See do I need flood insurance?

What flood insurance costs in St. Mary Parish

On June 30, 2026, 2,920 NFIP flood insurance policies were in force in St. Mary Parish, Louisiana. For the 2,254 single-family homes among them, the typical (median) yearly cost was about $1,290; the average was $1,760.

Rated flood zonePoliciesTypical yearly cost, single-family homeAverage costAverage building coverage
High-risk zones (A and V)1,737$1,960$2,210$161,000
Moderate- and low-risk zones (B, C and X)1,183$1,090$1,120$204,000

Cost here is what FEMA's data lists as the policy cost: the premium plus the reserve fund assessment, federal policy fee and HFIAA surcharge. It covers single-family homes only (not condos, apartments or businesses), with costs rounded to the nearest $10 and shown only where at least 20 homes back the figure. Your own price depends on your building and the coverage you choose; see how flood insurance is priced. Private flood insurance isn't included.

Flood-related disaster declarations

DeclarationDeclaredEventHelp for individuals
DR-4462-LA Sep 19, 2019 Flooding No
EM-3413-LA May 29, 2019 Flooding No
EM-3376-LA Feb 5, 2016 Flooding No
DR-4015-LA Aug 18, 2011 Flooding No
EM-3322-LA May 6, 2011 Flooding No
DR-1792-LA Sep 13, 2008 Hurricane Ike Yes
DR-1786-LA Sep 2, 2008 Hurricane Gustav Yes

Check your own address

County numbers can't tell you about a single building. Look up your property on FEMA's flood map, then read what your flood zone means. More counties: all of Louisiana.

Where these numbers come from

All figures on this page are calculated from FEMA's public OpenFEMA datasets:

FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.