Pemiscot County flood history
Missouri · From FEMA's flood insurance and disaster data · Updated 2026-10-08
FEMA's National Flood Insurance Program (NFIP) data lists 127 flood insurance claims in Pemiscot County, Missouri since 1978. The NFIP paid $746,031 on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).
The year with the most claims was 1983, with 16.
In the last ten years (2017–2026) there were 7 claims, and the average paid claim was $26,969.
9% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).
About 4.7% of homes in Pemiscot County, Missouri had an NFIP flood policy in FEMA's latest count (308 of 6,538 residential buildings).
Since 2000, FEMA has made 13 flood-related disaster declarations covering Pemiscot County, Missouri. The most recent was DR-4872-MO (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), declared May 21, 2025.
NFIP claims by year
Show as a table
| Year | Claims | Paid |
|---|---|---|
| 2025 | 2 | $107,414 |
| 2021 | 1 | $1,107 |
| 2020 | 1 | $18,953 |
| 2019 | 3 | $61,310 |
| 2015 | 3 | $91,311 |
| 2013 | 3 | $13,536 |
| 2011 | 13 | $110,049 |
| 2010 | 1 | $0 |
| 2008 | 1 | $35,482 |
| 2005 | 1 | $0 |
| 2003 | 2 | $0 |
| 2002 | 2 | $430 |
| 2001 | 2 | $2,651 |
| 1999 | 7 | $13,463 |
| 1998 | 6 | $15,762 |
| 1997 | 13 | $73,407 |
| 1996 | 4 | $25,967 |
| 1995 | 3 | $14,250 |
| 1994 | 4 | $20,737 |
| 1984 | 15 | $16,305 |
| 1983 | 16 | $93,243 |
| 1981 | 5 | $5,763 |
| 1980 | 2 | $434 |
| 1979 | 16 | $23,051 |
| 1978 | 1 | $1,406 |
Named flood events
| Event | Year | Claims | Paid |
|---|---|---|---|
| Central U.S. April Flooding | 2025 | 2 | $107,414 |
| Mid-spring storms | 2011 | 8 | $91,017 |
| Late spring storms | 2011 | 1 | $18,661 |
| Flooding | 1998 | 6 | $15,762 |
| Flooding | 1995 | 2 | $14,250 |
How many homes have flood insurance
FEMA counts 308 residential NFIP policies in Pemiscot County, against 6,538 residential buildings (4.7%). Private flood policies aren't in these counts.
Whether you're required to carry flood insurance depends on your flood zone and your mortgage. See do I need flood insurance?
Flood-related disaster declarations
| Declaration | Declared | Event | Help for individuals |
|---|---|---|---|
| DR-4872-MO | May 21, 2025 | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | Yes |
| DR-4552-MO | Jul 9, 2020 | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | No |
| DR-4451-MO | Jul 9, 2019 | Severe Storms, Tornadoes, and Flooding | Yes |
| DR-4435-MO | May 20, 2019 | Severe Storms, Straight-Line Winds, and Flooding | No |
| DR-4317-MO | Jun 2, 2017 | Severe Storms, Tornadoes, Straight-Line Winds and Flooding | Yes |
| DR-4250-MO | Jan 21, 2016 | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | Yes |
| EM-3374-MO | Jan 2, 2016 | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | No |
| DR-4238-MO | Aug 7, 2015 | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | No |
| DR-1980-MO | May 9, 2011 | Severe Storms, Tornadoes, and Flooding | Yes |
| DR-1773-MO | Jun 25, 2008 | Severe Storms and Flooding | Yes |
| DR-1749-MO | Mar 19, 2008 | Severe Storms and Flooding | Yes |
| DR-1635-MO | Apr 5, 2006 | Severe Storms, Tornadoes, and Flooding | Yes |
| DR-1412-MO | May 6, 2002 | Severe Storms, Tornadoes and Flooding | Yes |
Check your own address
County numbers can't tell you about a single building. Look up your property on FEMA's flood map, then read what your flood zone means. More counties: all of Missouri.
Where these numbers come from
All figures on this page are calculated from FEMA's public OpenFEMA datasets:
- NFIP Redacted Claims (v3) (FEMA (OpenFEMA)): NFIP claims since 1978, downloaded 2026-10-08. Dollar amounts are what the NFIP paid, not adjusted for inflation. Claims filed under private flood insurance aren't included.
- NFIP Residential Penetration Rates (v1) (FEMA (OpenFEMA)): NFIP residential policy contracts in force (as of August 3, 2026) divided by FEMA's count of residential buildings from the National Structure Inventory. FEMA notes that inventory is incomplete in some counties, which can inflate the rate. Private flood policies aren't counted.
- Disaster Declarations Summaries (v2) (FEMA (OpenFEMA)): disaster declarations, downloaded 2026-10-08. We count a declaration as flood-related when FEMA lists flooding (or a dam or levee break) as its incident type or a designated incident type, or the declaration's title mentions flooding.
FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.