Flood Help Guide

Rockland County flood history

New York · From FEMA's flood insurance and disaster data · Updated 2026-10-08

3,480NFIP flood claims since 1978
$45.4 millionPaid on those claims
$46,188Average paid claimlast 10 years
1.3%Homes with NFIP flood insurance
$1,010Typical yearly NFIP costsingle-family home
4Flood disaster declarationssince 2000

FEMA's National Flood Insurance Program (NFIP) data lists 3,480 flood insurance claims in Rockland County, New York since 1978. The NFIP paid $45.4 million on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).

The year with the most claims was 2011, with 502, mostly from Hurricane Irene.

In the last ten years (2017–2026) there were 184 claims, and the average paid claim was $46,188.

48% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).

About 1.3% of homes in Rockland County, New York had an NFIP flood policy in FEMA's latest count (990 of 78,752 residential buildings). In the high-risk flood zones (Special Flood Hazard Areas), it was 50% (395 of 793).

Since 2000, FEMA has made 4 flood-related disaster declarations covering Rockland County, New York. The most recent was DR-4723-NY (Severe Storms and Flooding), declared July 22, 2023.

NFIP claims by year

NFIP flood claims per year in Rockland County, New York02505007501k1978: 152 claims, $192,321 paid1979: 500 claims, $880,582 paid1980: 358 claims, $587,365 paid19801981: 97 claims, $190,777 paid1982: 60 claims, $93,748 paid1983: 250 claims, $569,306 paid1984: 307 claims, $809,417 paid1985: 11 claims, $3,214 paid1986: 52 claims, $139,507 paid1987: 18 claims, $56,849 paid1988: 4 claims, $509 paid1989: 23 claims, $65,475 paid1990: 16 claims, $63,104 paid19901991: 9 claims, $58,404 paid1992: 38 claims, $160,675 paid1993: 18 claims, $85,112 paid1994: 17 claims, $50,611 paid1995: 12 claims, $47,369 paid1996: 24 claims, $164,720 paid1997: 6 claims, $16,701 paid1998: 2 claims, $0 paid1999: 323 claims, $3.7 million paid2000: 5 claims, $15,370 paid20002001: 26 claims, $158,471 paid2002: 11 claims, $109,870 paid2003: 19 claims, $80,756 paid2004: 44 claims, $562,255 paid2005: 47 claims, $666,699 paid2006: 6 claims, $12,089 paid2007: 119 claims, $2.3 million paid2008: 11 claims, $129,090 paid2009: 5 claims, $41,252 paid2010: 56 claims, $676,743 paid20102011: 502 claims, $15.7 million paid2012: 129 claims, $10.2 million paid2013: 4 claims, $4,799 paid2014: 8 claims, $65,291 paid2015: 4 claims, $0 paid2016: 3 claims, $0 paid2017: 3 claims, $0 paid2018: 11 claims, $68,586 paid2020: 5 claims, $15,103 paid20202021: 106 claims, $4.9 million paid2022: 19 claims, $253,746 paid2023: 28 claims, $1.1 million paid2024: 5 claims, $304,252 paid2025: 2 claims, $49,718 paid2026: 5 claims, $31,617 paid
Claims per year of loss. Hover or tap a bar for details.
Show as a table
YearClaimsPaid
20265$31,617
20252$49,718
20245$304,252
202328$1.1 million
202219$253,746
2021106$4.9 million
20205$15,103
201811$68,586
20173$0
20163$0
20154$0
20148$65,291
20134$4,799
2012129$10.2 million
2011502$15.7 million
201056$676,743
20095$41,252
200811$129,090
2007119$2.3 million
20066$12,089
200547$666,699
200444$562,255
200319$80,756
200211$109,870
200126$158,471
20005$15,370
1999323$3.7 million
19982$0
19976$16,701
199624$164,720
199512$47,369
199417$50,611
199318$85,112
199238$160,675
19919$58,404
199016$63,104
198923$65,475
19884$509
198718$56,849
198652$139,507
198511$3,214
1984307$809,417
1983250$569,306
198260$93,748
198197$190,777
1980358$587,365
1979500$880,582
1978152$192,321

Named flood events

EventYearClaimsPaid
Hurricane Irene2011385$14.1 million
Hurricane Sandy2012121$10.2 million
Hurricane Ida202196$4.7 million
Hurricane Floyd1999306$3.6 million
April 2007 Nor'easter2007100$2.1 million
December Nor'easter202311$572,853
March 2010 Nor'easter201034$443,448
Not a named storm1979237$419,040

How many homes have flood insurance

FEMA counts 990 residential NFIP policies in Rockland County, against 78,752 residential buildings (1.3%). Of the 793 residential buildings in high-risk flood zones (Special Flood Hazard Areas), 395 have an NFIP policy (50%). Private flood policies aren't in these counts.

Whether you're required to carry flood insurance depends on your flood zone and your mortgage. See do I need flood insurance?

What flood insurance costs in Rockland County

On June 30, 2026, 1,257 NFIP flood insurance policies were in force in Rockland County, New York. For the 820 single-family homes among them, the typical (median) yearly cost was about $1,010; the average was $1,290.

Rated flood zonePoliciesTypical yearly cost, single-family homeAverage costAverage building coverage
High-risk zones (A and V)580$1,660$2,010$238,000
Moderate- and low-risk zones (B, C and X)677$690$840$225,000

Cost here is what FEMA's data lists as the policy cost: the premium plus the reserve fund assessment, federal policy fee and HFIAA surcharge. It covers single-family homes only (not condos, apartments or businesses), with costs rounded to the nearest $10 and shown only where at least 20 homes back the figure. Your own price depends on your building and the coverage you choose; see how flood insurance is priced. Private flood insurance isn't included.

Flood-related disaster declarations

DeclarationDeclaredEventHelp for individuals
DR-4723-NY Jul 22, 2023 Severe Storms and Flooding No
DR-1899-NY Apr 16, 2010 Severe Storms and Flooding No
DR-1692-NY Apr 24, 2007 Severe Storms and Inland and Coastal Flooding Yes
DR-1534-NY Aug 3, 2004 Severe Storms and Flooding No

Check your own address

County numbers can't tell you about a single building. Look up your property on FEMA's flood map, then read what your flood zone means. More counties: all of New York.

Where these numbers come from

All figures on this page are calculated from FEMA's public OpenFEMA datasets:

FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.