Flood Help Guide

Travis County flood history

Texas · From FEMA's flood insurance and disaster data · Updated 2026-10-08

4,418NFIP flood claims since 1978
$114.9 millionPaid on those claims
$48,895Average paid claimlast 10 years
2.0%Homes with NFIP flood insurance
8Flood disaster declarationssince 2000

FEMA's National Flood Insurance Program (NFIP) data lists 4,418 flood insurance claims in Travis County, Texas since 1978. The NFIP paid $114.9 million on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).

The year with the most claims was 2013, with 715.

In the last ten years (2017–2026) there were 349 claims, and the average paid claim was $48,895.

30% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).

About 2.0% of homes in Travis County, Texas had an NFIP flood policy in FEMA's latest count (6,295 of 309,932 residential buildings). In the high-risk flood zones (Special Flood Hazard Areas), it was 53% (3,258 of 6,184).

Since 2000, FEMA has made 8 flood-related disaster declarations covering Travis County, Texas. The most recent was DR-4879-TX (Severe Storms, Straight-Line Winds, and Flooding), declared July 6, 2025.

NFIP claims by year

NFIP flood claims per year in Travis County, Texas02505007501k1978: 3 claims, $5,115 paid1979: 30 claims, $158,621 paid1980: 10 claims, $25,295 paid19801981: 428 claims, $3.6 million paid1982: 102 claims, $561,505 paid1983: 32 claims, $42,452 paid1984: 44 claims, $103,065 paid1985: 22 claims, $26,203 paid1986: 38 claims, $305,529 paid1987: 69 claims, $241,342 paid1988: 16 claims, $222,930 paid1989: 27 claims, $63,840 paid1990: 4 claims, $1,360 paid19901991: 249 claims, $5.1 million paid1992: 46 claims, $113,411 paid1993: 5 claims, $45,883 paid1994: 41 claims, $190,978 paid1995: 14 claims, $75,075 paid1996: 8 claims, $22,978 paid1997: 187 claims, $4.0 million paid1998: 192 claims, $2.2 million paid1999: 26 claims, $154,147 paid2000: 9 claims, $42,595 paid20002001: 485 claims, $9.5 million paid2002: 66 claims, $647,550 paid2003: 5 claims, $9,601 paid2004: 138 claims, $2.3 million paid2005: 11 claims, $12,463 paid2006: 12 claims, $99,523 paid2007: 155 claims, $4.6 million paid2008: 5 claims, $3,014 paid2009: 10 claims, $4,119 paid2010: 64 claims, $896,052 paid20102011: 3 claims, $2,290 paid2012: 33 claims, $345,251 paid2013: 715 claims, $40.6 million paid2014: 77 claims, $1.2 million paid2015: 582 claims, $23.7 million paid2016: 106 claims, $2.6 million paid2017: 29 claims, $137,170 paid2018: 151 claims, $5.9 million paid2019: 39 claims, $568,896 paid2020: 10 claims, $50,438 paid20202021: 15 claims, $107,952 paid2022: 7 claims, $34,362 paid2023: 36 claims, $1.4 million paid2024: 4 claims, $21,157 paid2025: 53 claims, $2.6 million paid2026: 5 claims, $97,342 paid
Claims per year of loss. Hover or tap a bar for details.
Show as a table
YearClaimsPaid
20265$97,342
202553$2.6 million
20244$21,157
202336$1.4 million
20227$34,362
202115$107,952
202010$50,438
201939$568,896
2018151$5.9 million
201729$137,170
2016106$2.6 million
2015582$23.7 million
201477$1.2 million
2013715$40.6 million
201233$345,251
20113$2,290
201064$896,052
200910$4,119
20085$3,014
2007155$4.6 million
200612$99,523
200511$12,463
2004138$2.3 million
20035$9,601
200266$647,550
2001485$9.5 million
20009$42,595
199926$154,147
1998192$2.2 million
1997187$4.0 million
19968$22,978
199514$75,075
199441$190,978
19935$45,883
199246$113,411
1991249$5.1 million
19904$1,360
198927$63,840
198816$222,930
198769$241,342
198638$305,529
198522$26,203
198444$103,065
198332$42,452
1982102$561,505
1981428$3.6 million
198010$25,295
197930$158,621
19783$5,115

Named flood events

EventYearClaimsPaid
Fall severe storms2015325$16.4 million
Early summer storms2015238$7.2 million
Fall 2018 Texas Flooding2018131$5.7 million
Flooding1991218$5.0 million
Thunderstorms2007112$4.2 million
Flooding1997143$3.7 million
Flooding1981404$3.6 million
Early summer severe storms201684$2.3 million

How many homes have flood insurance

FEMA counts 6,295 residential NFIP policies in Travis County, against 309,932 residential buildings (2.0%). Of the 6,184 residential buildings in high-risk flood zones (Special Flood Hazard Areas), 3,258 have an NFIP policy (53%). Private flood policies aren't in these counts.

Whether you're required to carry flood insurance depends on your flood zone and your mortgage. See do I need flood insurance?

Flood-related disaster declarations

DeclarationDeclaredEventHelp for individuals
DR-4879-TX Jul 6, 2025 Severe Storms, Straight-Line Winds, and Flooding Yes
DR-4416-TX Feb 25, 2019 Severe Storms and Flooding No
DR-4272-TX Jun 11, 2016 Severe Storms and Flooding Yes
DR-4245-TX Nov 25, 2015 Severe Storms, Tornadoes, Straight-Line Winds, and Flooding Yes
DR-4223-TX May 29, 2015 Severe Storms, Tornadoes, Straight-Line Winds and Flooding Yes
DR-4159-TX Dec 20, 2013 Severe Storms and Flooding No
DR-1709-TX Jun 29, 2007 Severe Storms, Tornadoes, and Flooding Yes
DR-1425-TX Jul 4, 2002 Severe Storms and Flooding Yes

Check your own address

County numbers can't tell you about a single building. Look up your property on FEMA's flood map, then read what your flood zone means. More counties: all of Texas.

Where these numbers come from

All figures on this page are calculated from FEMA's public OpenFEMA datasets:

FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.