Flood Help Guide

Marion County flood history

Indiana · From FEMA's flood insurance and disaster data · Updated 2026-10-08

2,309NFIP flood claims since 1978
$18.9 millionPaid on those claims
$23,277Average paid claimlast 10 years
0.7%Homes with NFIP flood insurance
8Flood disaster declarationssince 2000

FEMA's National Flood Insurance Program (NFIP) data lists 2,309 flood insurance claims in Marion County, Indiana since 1978. The NFIP paid $18.9 million on them (building, contents and Increased Cost of Compliance payments, in the dollars of the year paid).

The year with the most claims was 2003, with 392.

In the last ten years (2017–2026) there were 201 claims, and the average paid claim was $23,277.

18% of the claims with a recorded flood zone came from buildings outside FEMA's high-risk zones (rated zones B, C and X).

About 0.7% of homes in Marion County, Indiana had an NFIP flood policy in FEMA's latest count (2,066 of 306,743 residential buildings). In the high-risk flood zones (Special Flood Hazard Areas), it was 16% (1,612 of 10,075).

Since 2000, FEMA has made 8 flood-related disaster declarations covering Marion County, Indiana. The most recent was DR-4933-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), declared August 25, 2026.

Open FEMA registration: DR-4933-IN covers Marion County for individual assistance; apply by October 25, 2026. See how to apply.

NFIP claims by year

NFIP flood claims per year in Marion County, Indiana01252503755001978: 106 claims, $315,191 paid1979: 65 claims, $83,921 paid1980: 26 claims, $32,700 paid19801981: 19 claims, $17,368 paid1982: 13 claims, $15,465 paid1983: 8 claims, $6,737 paid1984: 11 claims, $1,358 paid1985: 60 claims, $184,941 paid1986: 29 claims, $54,148 paid1987: 7 claims, $14,666 paid1988: 3 claims, $2,588 paid1989: 38 claims, $116,828 paid1990: 162 claims, $1.4 million paid19901991: 30 claims, $81,103 paid1992: 37 claims, $81,621 paid1993: 61 claims, $305,059 paid1994: 6 claims, $56,324 paid1995: 6 claims, $530 paid1996: 11 claims, $34,267 paid1997: 9 claims, $19,815 paid1998: 24 claims, $118,670 paid1999: 39 claims, $258,097 paid2000: 4 claims, $20,974 paid20002001: 5 claims, $8,027 paid2002: 46 claims, $207,911 paid2003: 392 claims, $3.1 million paid2004: 24 claims, $58,873 paid2005: 172 claims, $1.7 million paid2006: 23 claims, $204,477 paid2007: 27 claims, $145,773 paid2008: 147 claims, $2.2 million paid2009: 49 claims, $446,057 paid2010: 28 claims, $226,605 paid20102011: 171 claims, $1.9 million paid2012: 6 claims, $5,468 paid2013: 94 claims, $1.2 million paid2014: 14 claims, $14,059 paid2015: 99 claims, $1.2 million paid2016: 37 claims, $435,470 paid2017: 23 claims, $244,991 paid2018: 7 claims, $33,618 paid2019: 12 claims, $142,028 paid2020: 2 claims, $0 paid20202021: 7 claims, $35,767 paid2022: 1 claims, $0 paid2023: 3 claims, $18,459 paid2024: 6 claims, $166,471 paid2025: 16 claims, $292,337 paid2026: 124 claims, $1.7 million paid
Claims per year of loss. Hover or tap a bar for details.
Show as a table
YearClaimsPaid
2026124$1.7 million
202516$292,337
20246$166,471
20233$18,459
20221$0
20217$35,767
20202$0
201912$142,028
20187$33,618
201723$244,991
201637$435,470
201599$1.2 million
201414$14,059
201394$1.2 million
20126$5,468
2011171$1.9 million
201028$226,605
200949$446,057
2008147$2.2 million
200727$145,773
200623$204,477
2005172$1.7 million
200424$58,873
2003392$3.1 million
200246$207,911
20015$8,027
20004$20,974
199939$258,097
199824$118,670
19979$19,815
199611$34,267
19956$530
19946$56,324
199361$305,059
199237$81,621
199130$81,103
1990162$1.4 million
198938$116,828
19883$2,588
19877$14,666
198629$54,148
198560$184,941
198411$1,358
19838$6,737
198213$15,465
198119$17,368
198026$32,700
197965$83,921
1978106$315,191

Named flood events

EventYearClaimsPaid
Storm200886$1.6 million
2026-08-Indiana-Flooding2026120$1.6 million
Flooding1990145$1.4 million
Central U.S. April Flooding202513$280,422
Flooding198547$159,968
Flooding199128$81,103
Mid-spring storms201115$46,283
Flooding198622$44,047

How many homes have flood insurance

FEMA counts 2,066 residential NFIP policies in Marion County, against 306,743 residential buildings (0.7%). Of the 10,075 residential buildings in high-risk flood zones (Special Flood Hazard Areas), 1,612 have an NFIP policy (16%). Private flood policies aren't in these counts.

Whether you're required to carry flood insurance depends on your flood zone and your mortgage. See do I need flood insurance?

Flood-related disaster declarations

DeclarationDeclaredEventHelp for individuals
DR-4933-IN Aug 25, 2026 Severe Storms, Straight-Line Winds, Tornadoes, and Flooding Apply by Oct 25, 2026 →
EM-3651-IN Aug 15, 2026 Severe Storms, Straight-Line Winds, Tornadoes, and Flooding No
DR-1766-IN Jun 8, 2008 Severe Storms, Flooding, and Tornadoes Yes
DR-1573-IN Jan 21, 2005 Severe Winter Storms and Flooding Yes
DR-1520-IN Jun 3, 2004 Severe Storms, Tornadoes, and Flooding Yes
DR-1487-IN Sep 5, 2003 Severe Storms, Tornadoes, and Flooding Yes
DR-1476-IN Jul 11, 2003 Severe Storms, Tornadoes, and Flooding Yes
DR-1418-IN Jun 13, 2002 Severe Storms, Tornadoes and Flooding Yes

Check your own address

County numbers can't tell you about a single building. Look up your property on FEMA's flood map, then read what your flood zone means. More counties: all of Indiana.

Where these numbers come from

All figures on this page are calculated from FEMA's public OpenFEMA datasets:

FEMA's redacted claims data doesn't identify properties, and FEMA notes that some records lack a county or flood zone. See how we use the data.